Requirements
Qualified families must be willing to invest hundreds of volunteer hours in educational classes, on Habitat worksites, and in the building of their own home. Families purchase their home from Habitat at the cost of the materials with a zero-percent interest mortgage, with affordable monthly mortgage payments. The three criteria for acceptance into the Habitat program include:
1. Ability to Pay—Helps ensure each applicant is financially prepared to be a homeowner and pay their monthly mortgage payment.
2. Need for Housing—Will determine if an applicant’s current housing is inadequate and whether applicant is able to get adequate housing through other means.
3. Willingness to Partner—Will be examined throughout the selection process, as applicants meet process requirements.
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